Small Ticket Buyer Credits

Are you a manufacturing exporter based in Germany, Austria or Switzerland?

Your customer buys capital goods worth EUR 1–15 million (or USD) and asks for long-term financing?

We provide the solution – digital, direct and smart! With AKA's own online portal SmaTiX (Small Ticket Express), we offer ECA-covered buyer credits as a highly standardised, digital solution.

The AKA Small Ticket Success Factors

1. Four steps to financing indications

Via digital application process on the SmaTiX portal, the exporter enters his financing requests in four simple steps and receives immediate feedback. If certain framework requirements are met, SmaTiX even provides a financing indication in real time, for instant download. A clear advantage for the exporter – they can present their customer financing solutions within a very short amount of time. Thanks to the interface between SmaTiX and click&cover from Euler Hermes, the data can be exchanged between both application processes.

2. Cash upon delivery at cash payment conditions

After fulfilling their contractual delivery obligations, the exporters receive their money directly from the AKA buyer credit – just as if they had agreed to pay in cash payment terms. The 5 % residual risk from the ECA cover remains completely on the AKA books.

3. Optimally tailored to customer needs

The buyer receives long-term financing, whose repayment period matches the life cycle of their investment. This kind of financing solution is often not available locally. Thanks to the ECA-cover, loans may be extended at attractive conditions also to buyers in challenging countries. In many cases, such a matching financing solution is vital for making a business transaction happen at all.

SmaTiX is available for exports ...

  • with contract values between 1 and 15 million EUR or USD
  • for over 80 countries around the globe
  • with financing tenors between 3 and 8.5 years

SmaTiX features ...

  • administration and documentation of own small ticket requests
  • upload and download functionality for all the necessary forms
  • automated status updates

Experience meets innovation


High-level expertise in digitisation combined with a successful track record of 70 years in international Export and Trade Finance – AKA is the ideal partner for all those who are looking for attractive state-of-the-art solutions for buyer credits.

While the exporter is practically paid on cash terms upon delivery, the importer benefits from long-term financing that may not necessarily be available locally, and can hold bank lines for other purposes for which foreign financing is not possible.

With this one-stop shop solution the entire process – from loan request to payment – is in one hand at AKA!



SmaTix Login


REGISTration for Exporters

Do you have questions about SmaTiX financing or a specific transaction? We are looking forward to your request:

Michael Riederer

Digital Export Finance

+49 69 29891-313

Sebastian Ricken

Digital Export Finance

+49 69 29891-196

Sabine Vigneron

Digital Export Finance

+49 69 29891-134