AKA manages and monitors its risk exposure with the aim of optimising its risk profile and earnings potential and of safeguarding the necessary risk bearing capacity at all times. With its coherent risk management structures and reinforced personnel base, AKA is well positioned to meet upcoming requirements. Reasonable provisions for risks in lending business were also recognized in the annual financial statements for 2018. All in all, allocations to loan loss provisions came to EUR 14.9 million, while reversals were valued at EUR 10.4 million.
AKA sees good chances for its growth path 2019, although the market conditions remain challenging. One of the background aspects: The AKA loan portfolio is distributed among a large number of countries and regions and cooperating with many German and international banks is helping to create a broader diversification.