Key Figures of AKA Bank 2024

Income statement in EUR thousand 01/01/– 31/12/2024 01/01/– 31/12/2023
Net interest income (HGB) 61.652 56.453
Net fee and commission income (HGB) 6.169 5.956
Administrative expenses incl. IIB (innovation and investment budget) 33.143 31.339
Operating result 34.679 31.070
Risk provisioning -3.616 -5.668
Earnings before taxes 32.528 23.066
Net profit/loss for the year 13.200 8.025
Key Performance Indicator (KPI) in % 01/01/– 31/12/2024 01/01/– 31/12/2023
Return on equity before taxes 11,3 8,1
Return on risk-weighted assets 4,7 4,2
Cost-income ratio before IIB 43,6 44,0
Cost-income ratio with IIB 48,9 50,2
Ratio of expected loss to exposure at default 2,0 2,3
Ratio of ESG score 4+5 to net exposure 28,8 23,8
Total capital ratio 22,4 19,6
Other key figures in % 01/01/– 31/12/2024 01/01/– 31/12/2023
Leverage ratio 21,4 19,0
Liquidity coverage ratio 157 226
Net stable funding ratio 108 110
Economic non-performing loans ratio 0,5 1,4